FAQs - Citadel Gold | Citadel Gold

What is a Gold IRA?

A Gold IRA is a self-directed Individual Retirement Account that allows you to hold physical gold, silver, platinum, and palladium instead of paper assets. It offers the same tax advantages as traditional IRAs while providing the security of tangible precious metals.

What are the benefits of a Gold IRA?

Gold IRAs offer portfolio diversification, inflation protection, tax-advantaged growth, and the security of physical assets. Gold has historically maintained its value during economic uncertainty.

Who is eligible for a Gold IRA?

Anyone with earned income or a qualified retirement account (401k, 403b, TSP, traditional IRA) can open a Gold IRA. There are no income limits for contributions.

Is a Gold IRA rollover tax-free?

Yes, when done as a direct trustee-to-trustee transfer, a Gold IRA rollover is completely tax-free and penalty-free. We coordinate the entire process with your current custodian.

How long does a rollover take?

Most rollovers complete within 2-3 weeks. We handle all paperwork and coordination with your current custodian to ensure a smooth transfer.

Can I rollover my 401(k) while still employed?

This depends on your employer's plan rules. Many plans allow 'in-service distributions' after age 59½. We can help you determine your options.

What gold products can I hold in my IRA?

IRS-approved products include American Gold Eagles, Canadian Gold Maple Leafs, American Gold Buffalos, and certain gold bars meeting .995+ purity requirements.

Where are my metals stored?

Your metals are stored at Delaware Depository, an IRS-approved facility with $1 billion in all-risk insurance coverage, Class III vaults, and 24/7 surveillance.

Can I take physical possession of my IRA gold?

Taking possession is considered a distribution and may trigger taxes and penalties if you're under 59½. However, you can take distributions in physical metal at retirement.

Gold IRA Basics

What is a Gold IRA?

What are the benefits of a Gold IRA?

Who is eligible for a Gold IRA?

Rollovers & Transfers

Is a Gold IRA rollover tax-free?

How long does a rollover take?

Can I rollover my 401(k) while still employed?

Buying & Storage

What gold products can I hold in my IRA?

Where are my metals stored?

Can I take physical possession of my IRA gold?

Locations

Gold IRA Basics

What is a Gold IRA?

What are the benefits of a Gold IRA?

Who is eligible for a Gold IRA?

Rollovers & Transfers

Is a Gold IRA rollover tax-free?

How long does a rollover take?

Can I rollover my 401(k) while still employed?

Buying & Storage

What gold products can I hold in my IRA?

Where are my metals stored?

Can I take physical possession of my IRA gold?

Frequently Asked Questions

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