Acknowledgment
By purchasing precious metals through Citadel Gold, you acknowledge and accept the risks associated with such investments and the terms outlined in this disclosure.
Risk Disclosure
Important Information for Investors
Please Read Carefully
Please read this carefully and consult with your qualified legal, financial, and/or tax advisor(s) before investing in precious metals.
Investing in precious metals involves risk. Any performance data quoted represents past performance and is neither a prediction nor a guarantee of future results. Precious metals may increase or decrease in value, and like all investments, they carry the risk of loss. You should seek advice from qualified legal, financial, and/or tax advisors before making investment decisions. Citadel Gold does not provide investment advice.
Customer's Assumption of Risk of Investment
Risk Responsibility
Customers assume all risk associated with their investment decisions. Citadel Gold makes no guarantees, promises, representations, or predictions regarding the profitability of any transaction, tax implications, or the ability to sell precious metals for profit.
Liability Limitations
In no event shall Citadel Gold be liable for direct or indirect damages arising from any transactions.
Warranty Disclaimer
Citadel Gold disclaims all warranties, including those of merchantability or fitness for a specific purpose. Customers are solely responsible for deciding which precious metals to purchase and when to sell.
Customer's Investment Objectives
No Fiduciary Relationship
While Citadel Gold may provide assistance in selecting precious metals, all decisions regarding the purchase and sale of precious metals rest with the customer. This assistance does not create a fiduciary or special relationship between the customer and Citadel Gold.
No Professional Advice
We do not provide legal, investment, or tax advice.
Opinions Only
Any statements by Citadel Gold regarding future events are opinions only and should not be relied upon for investment decisions. Customers are encouraged to discuss risks with independent advisors and make informed decisions.
Holding Period
Precious metals should be considered a long-term investment. Customers should be prepared to hold their investments for several years, ideally five to ten years. Customers should not invest capital they cannot afford to hold for this duration.
Citadel Gold does not guarantee profitability or the avoidance of loss, even after holding the metals for the recommended time frame.
Volatility of the Market
Market Forces
The value of precious metals is subject to unpredictable market forces, such as supply and demand, international monetary conditions, inflation, and economic trends. These factors can cause significant price fluctuations.
Past Performance
Past performance is not indicative of future results. Precious metals are not suitable for those seeking current income.
External Factors
Citadel Gold is not responsible for losses caused by market volatility, government restrictions, force majeure events (e.g., acts of God, war, terrorism, labor disputes), or other factors beyond our control.
Disclaimer of Damages
Under no circumstances shall Citadel Gold be liable for direct, indirect, incidental, consequential, or punitive damages, including loss of profits, business, or earnings, regardless of whether Citadel Gold was advised of the possibility of such damages.
Retirement Accounts (IRAs)
Citadel Gold endeavors to comply with federal regulations regarding IRAs but disclaims responsibility for any tax consequences arising from holding precious metals in an IRA. Customers are strongly advised to seek independent tax guidance. Citadel Gold does not provide representations regarding the tax implications of such investments.
No Refunds
Final Sales
All sales are final, and precious metals cannot be returned or exchanged for a refund unless explicitly stated in Citadel Gold's transaction agreement.
Inspection Required
Customers are encouraged to inspect deliveries upon receipt. If dissatisfied with the quality of purchased metals, customers must notify Citadel Gold within 15 calendar days of delivery.
Replacement Conditions
Metals must remain in their original, unopened, and untampered holders for replacement.
Disclaimer of Express Warranties
Authenticity Warranty
Citadel Gold warrants the authenticity and precious metals content of all products sold but does not provide any additional warranties.
Grading Subjectivity
Grades and descriptions of precious metals represent subjective opinions and are based on standards that may change over time.
Third-Party Grading
Citadel Gold may use independent grading services such as Professional Coin Grading Service, Inc., Numismatic Guaranty Corporation of America, or the American Numismatic Association Certification Service (ANACS). However, no guarantee is made that these metals will receive the same grades in the future.
