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Protect Your Retirement
Discover how thousands of Americans are diversifying their retirement portfolios by rolling over their IRAs into physical gold and silver — safely, tax-free, and penalty-free.
Understanding Rollovers
A Gold IRA rollover allows you to transfer funds from an existing retirement account — such as a 401(k), Traditional IRA, Roth IRA, or other qualified plan — into a self-directed IRA that holds physical precious metals.
This process, when done correctly through a direct transfer, is completely tax-free and penalty-free. You maintain the tax advantages of your retirement account while gaining the security and diversification benefits of owning physical gold and silver.
At Citadel Gold, we handle the entire process for you, coordinating with your current account custodian and our IRS-approved partners to ensure a smooth, compliant transfer.
Eligible Accounts
Most retirement accounts qualify for a tax-free rollover into precious metals
Roll over your existing Traditional IRA into a Gold IRA while maintaining tax-deferred growth.
Convert your Roth IRA to include precious metals with potential tax-free withdrawals in retirement.
Transfer funds from a previous employer's 401(k) into a self-directed Gold IRA.
Self-employed? Roll over your SEP IRA into precious metals for portfolio diversification.
Small business retirement plans can be rolled over into Gold IRAs after two years.
Government and non-profit retirement accounts are eligible for precious metals rollovers.
Simple Process
Our team handles the paperwork and coordination — you just make the decisions
Speak with a Citadel Gold specialist about your retirement goals and current accounts.
We help you open a self-directed IRA with an IRS-approved custodian — typically completed in 1-2 days.
Your funds transfer directly from your existing account — tax-free and penalty-free when done correctly.
Choose from IRS-approved gold, silver, platinum, or palladium coins and bars.
Your metals are stored in an IRS-approved depository, fully insured and segregated.
Why Roll Over?
When done correctly through a direct rollover, you pay no taxes or penalties on the transfer.
Add tangible assets to your retirement portfolio that don't correlate with stocks and bonds.
Gold has historically preserved purchasing power during periods of high inflation.
Own real, tangible gold and silver — not paper promises or ETF shares.
Your First Step
Learn everything you need to know about rolling over your retirement account into precious metals. This guide covers the process, tax implications, eligible accounts, and how to choose the right metals for your goals.
Common Questions
A Gold IRA rollover is the process of transferring funds from an existing retirement account (like a 401(k), Traditional IRA, or Roth IRA) into a self-directed IRA that holds physical precious metals. When done correctly, this transfer is tax-free and penalty-free.
They're similar but have technical differences. A direct transfer moves funds directly between custodians without you touching the money. A rollover may involve you receiving the funds first, then depositing them within 60 days. Direct transfers are generally simpler and have no tax implications.
If done correctly through a direct transfer, there are no taxes or penalties. Our team ensures your rollover is handled properly to avoid any tax implications. However, improper rollovers could trigger taxes and a 10% early withdrawal penalty if you're under 59½.
Yes, partial rollovers are common and often recommended. You can choose to roll over a portion of your existing retirement account into precious metals while keeping the rest in traditional investments. This provides diversification without going all-in on any single asset class.
Most retirement accounts qualify, including: Traditional IRA, Roth IRA, 401(k), 403(b), SEP IRA, SIMPLE IRA, TSP (Thrift Savings Plan), and some pension plans. Each has specific rules, which our specialists can explain.
Our team makes the rollover process simple and stress-free. Get your free guide or speak directly with a retirement specialist today.